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Revenue-based financing agreements (RBFA) are rapidly emerging as a powerful force driving innovation, business growth, and economic prosperity worldwide. Unlike traditional loans, RBFAs offer businesses access to essential capital without the burden of debt or usury concerns. This unique alternative is built on a foundation of shared risk and reward, fostering a collaborative environment where …

Revenue-Based Financing: Powering Innovation + Growth Read More »

As we navigate through the latter part of 2023, the economic landscape continues to be shaped by a mix of persistent and emerging challenges. October 2023 was characterized by modest shifts in key economic indicators, reflecting the ongoing complexities in the global economic environment. This analysis provides a comprehensive overview of the primary indicators such …

Economic Pulse: October 2023 Read More »

In the third quarter of 2023, the United States witnessed a noticeable increase in delinquency rates across various sectors, reflecting broader economic challenges. This article delves into the details of these rising delinquency rates, analyzing their implications and underlying causes. Mortgage Delinquencies According to the Mortgage Bankers Association’s National Delinquency Survey, the delinquency rate for …

What the Q3 delinquency rates mean for the US economy Read More »

Credit Card Debt in Q3 2023 In 2023, the United States saw significant shifts in credit card debt levels, particularly in Q3. This article examines these changes, placing a spotlight on Q3 2023 and drawing comparisons with earlier quarters. In Q3 2023, U.S. household debt levels, driven largely by credit card borrowings, surged. Overall debt …

Credit Card Debt in Q3: Rising Consumer Confidence and Increased Spending Read More »

Cash flow hiccups due to default can disrupt even the most resilient businesses. As defaults slip from 30 to 60 to 90 days overdue, the likelihood of collecting on those debts without assistance diminishes. This is where a commercial collections firm comes in, providing the expertise to pursue outstanding debts while allowing businesses to maintain …

When Is the Right Time to Partner with a Commercial Collections Firm? Read More »

In today’s economic analysis, most indicators remain steady except for GDP. GDP for Q3 2023 came as a surprise, increasing almost 5% compared to Q2. This is one of the best numbers of the past few years. This report continues to zero in on pivotal metrics: the unemployment rate, non-farm payrolls, and the inflation rate …

Economic Pulse: September 2023 Read More »

The year 2023 has seen a significant uptick in business bankruptcy filings in the United States, a trend mirroring the economic challenges coursing through various sectors. According to data released by the Administrative Office of the U.S. Courts, business bankruptcy filings rose by a staggering 23.3%, from 12,748 in the year ending June 2022 to …

Rise in Business Bankruptcy Filings in 2023 Read More »

The economic landscape of the United States in 2023 continues to be a mixed bag as reflected by various indicators. The Consumer Confidence Index (CCI), Housing Debt, and Credit Card Debt Levels provide insights into the financial health and sentiment among American consumers. Meanwhile, the Nasdaq indicates how swiftly individuals and businesses are adapting to …

Consumer Confidence and Debt Levels Paint Mixed Economic Picture Read More »

In today’s dynamic business environment, managing financial recoveries effectively is paramount. The U.S. trailing-12-month speculative-grade corporate default rate is expected to reach 4% by December 2023, up from 1.7% in December 2022, according to a report by S&P Global Ratings​. As businesses grapple with the challenges of outstanding debts and financial discrepancies, the role of …

10 Key Considerations to Choose the Ideal Recovery Service for Your Business. Read More »

Welcome to our monthly economic analysis, recapping the prior month’s performance. This report zeroes in on pivotal metrics: the unemployment rate, non-farm payrolls, and the inflation rate. We’ll also periodically dissect the GDP growth rate on a quarterly basis as data emerges. In August, the economic backdrop was shaped by enduring high interest rates, volatility …

Economic Pulse: August 2023 Read More »